4304 Cottage Park Road, White Bear Lake, Minnesota 55110

MN, White Bear Lake
$2,700,000
  • 4 Beds
  • 4 Bath
  • Residential Property Type
  • 2018 Year Built
  • Active Status
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Kyle Synowczynski
Kyle Synowczynski
  • (612) 688-6065
  • Kyle@StoneArchRealty.com
Property Description

Welcome to a rare opportunity to own a custom-built Cape Cod-style lake home on the coveted west shore of White Bear Lake. Offering approximately 3,500 finished square feet, this exceptional property comes fully furnished with beautiful lake-inspired furniture and décor, allowing you to move in and immediately begin enjoying everything White Bear Lake has to offer this summer. Perfectly blending timeless charm, custom craftsmanship, modern amenities, and lakeside living, this home feels virtually new and is truly move-in ready. Located in the quiet and highly desirable Cottage Park neighborhood, you’ll enjoy a short five-minute walk to some of White Bear Lake’s favorite restaurants, live music venues, coffee shops, and local gathering places. With its classic architecture, premium finishes, and walkable location, this is a truly special opportunity to own one of the area’s most distinctive lakefront homes.
From the moment you enter, the breathtaking views of White Bear Lake command your attention. Two accordion-style glass door systems open wide to seamlessly blend indoor and outdoor living while allowing you to enjoy panoramic lake views from the comfort of your home. The screened openings provide the perfect setting to enjoy the fresh lake breeze without interruption. The custom brick wood-burning fireplace serves as the centerpiece of the living room, creating a warm and inviting atmosphere reminiscent of a luxury lakeside retreat. The open-concept design effortlessly connects the living room, dining area, and gourmet kitchen, making the space ideal for entertaining and large family gatherings. The kitchen is truly one-of-a-kind, highlighted by a custom boat-shaped center island that perfectly reflects the home’s lakeside setting. Designed for both everyday living and entertaining, the kitchen features a walk-in pantry, separate butler’s kitchen, Verona dual-fuel double-oven range, multiple Thermador refrigerator and freezer units, and four Fisher & Paykel dishwasher drawers. A convenient powder room completes the main level. The oversized attached two-car garage includes a custom vehicle lift, offering a unique amenity for car enthusiasts. Upstairs, you’ll find three bedrooms and two bathrooms, including an extraordinary primary suite designed to feel like a private resort. The luxurious ensuite features a clawfoot soaking tub, custom-tiled walk-in shower, and an impressive private hot tub area overlooking the lake. Imagine ending each day while soaking in the hot tub and taking in the spectacular waterfront views. The upper level also includes a spacious second bedroom, a full hallway bathroom, and an oversized bonus bedroom that offers incredible flexibility for guests, a home office, recreation space, or additional sleeping accommodations. A charming spiral staircase provides convenient secondary access between levels (perfect space to install an elevator, if needed), while the large laundry room with granite countertops makes everyday living both functional and efficient.
The finished lower level offers additional living space rarely found in comparable lakefront properties. Whether used as a media room, fitness area, game room, or flexible entertaining space, this level provides endless possibilities. An additional bedroom and three-quarter bathroom create an ideal setup for guests, extended family, or a private in-law suite. Step outside and experience one of the home’s most impressive features. The backyard is designed to maximize enjoyment of White Bear Lake, with multiple outdoor entertaining areas, a massive deck, and spectacular waterfront views in every direction. Whether hosting summer gatherings, enjoying a peaceful morning by the water, or watching sun rises over the lake, this outdoor space delivers the ultimate lakefront lifestyle. This extraordinary custom home offers luxury, comfort, character, and an unmatched White Bear Lake location. Opportunities like this are exceptionally rare.

Basic Details
  • Property Type: Residential
  • Listing Type: For Sale
  • Listing ID: 7087961
  • Price: $2,700,000
  • Year Built: 2018
  • Waterfront Yn: 1
  • Listing Status: Active
  • Office Name: HomeAvenue Inc
  • Full Bathrooms: 2
  • Property Sub Type: Single Family
Features
  • Heating System Forced Air
  • Cooling System Central Air
  • Basement Finished
  • Parking Attached Garage
  • Waterfront Features Lake Front
  • Exterior Features Cement Board
  • Fireplaces Total: 1
  • Sewer City Sewer/Connected
Address Map
  • Country US
  • State MN
  • County Ramsey
  • City White Bear Lake
  • Zipcode 55110
  • Street: Cottage Park
  • Street Number: 4304
  • Street Suffix: Road
  • Longitude: W94° 59' 20.1''
  • Latitude: N45° 4' 17.5''
  • Directions: Lake Avenue to Cottage Park Road
Neighborhood
  • High School District: White Bear Lake
MLS Addon
  • Office Name: HomeAvenue Inc
Additional Information
  • Water Source: City Water/Connected
  • Accessibility Features: None
  • Building Size: 3500
  • Foundation Details: Poured Concrete
  • Garage: 2
  • Levels: Two
  • Lot Size Dimensions: Irregular
Financial
  • Association Fee: 50
  • Association Fee Frequency: Annually
  • Association Fee Includes: None
  • Association Yn: 1
  • Tax Annual Amount: 20468
Listing Information
  • List Agent Mls Id: 892010430
  • List Office Mls Id: 5552
  • Modification Timestamp: 2026-06-30T16:49:06Z
  • Originating System Name: NorthStar
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