This 4-bedroom, 2-bath home offers a flexible four-level layout with plenty of space to live, work and relax. The main level features an open kitchen and dining area with easy access to the backyard, while the spacious lower-level family room with gas fireplace is perfect for cozy fall evenings. Three bedrooms are located together on the upper level, with a fourth bedroom and additional bath on the lower level—ideal for guests, a home office or added privacy. Outside, enjoy a fenced backyard, two decks, storage shed and attached 2-car garage. Convenient Ramsey location with easy access to parks, the Rum River and Hwy 10. Offered at $349,900. Seller prefers a November 20 closing date.