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$290,000

  • 2 beds
  • 2 baths
  • 1,437 sqft

435 Bluff Street, Clearwater, MN 55320

For sale Est. —/mo

  • House · Single Family
  • Built in 1947
  • 0.44 acres lot
  • $202/sqft
  • 3-car garage

Overview

40 days on market MLS # 7141823 Virtual tour

Looking for more space without giving up a convenient location? This charming 1.5-story home sits on an almost half-acre lot and offers a rare combination of outdoor space, future potential, and a large detached 3-stall garage. Whether you need room for vehicles, recreational equipment, or additional storage, this garage delivers the flexibility that is hard to find. Inside, the home features 2 bedrooms, 2 bathrooms, beautiful hardwood floors, and low-maintenance vinyl windows. Step outside onto the expansive deck, offering plenty of room to grill, entertain, or simply relax and enjoy the outdoors. The home was moved onto the property, at which time the electrical and plumbing systems throughout the home were updated. The unfinished lower level already includes egress windows and provides excellent storage along with exciting possibilities for additional finished living space. Conveniently located in Clearwater with quick access to I-94 and Highway 24, the property offers an easy connection to St. Cloud, Monticello, and surrounding communities. With nearly half an acre, a huge deck, large 3-stall garage, and room to add value, this property is packed with potential and ready for its next owner!

Facts & features

Interior

  • Bedrooms: 2
  • Bathrooms: 2 (1 full, 1 three-quarter)
  • Finished sqft: 1,437
  • Above grade sqft: 1,437
  • Basement: Block, Daylight/Lookout Windows, Egress Window(s), Unfinished
  • Heating: Forced Air
  • Cooling: Central Air
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Laundry: In Basement

Property

  • Parking: Detached Garage, Concrete
  • Garage spaces: 3
  • Lot size: 0.44 acres
  • Lot dimensions: 120 X 160
  • Exterior features: Vinyl

Construction

  • Home type: House (Single Family)
  • Levels: One and One Half
  • Year built: 1947
  • Roof: Age 8 Years or Less, Asphalt, Pitched

Utilities

  • Sewer: City Sewer/Connected
  • Water: City Water/Connected

Community & HOA

  • Subdivision: Original Clearwater

Taxes & location

  • Annual taxes: $3,384 (2026)
  • County: Wright
  • School district: St. Cloud

Listing

  • Status: For sale
  • Listed: Sep 10, 2026
  • Days on market: 40
  • MLS #: 7141823

Monthly payment

—/mo

    An example, not a loan offer. Taxes and HOA dues come from the listing when known; home insurance is a rough estimate. Mortgage insurance is not included. Your rate depends on your lender and credit.

    Location

    Nearby homes

    Listing courtesy of SODL

    The data relating to real estate for sale comes in part from the Broker Reciprocity program of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

    Listing information last updated October 6, 2026.