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$525,000

  • 4 beds
  • 2 baths
  • 1,964 sqft

140 N Main Street, Center City, MN 55012

For sale Est. —/mo

  • House · Single Family
  • Built in 1928
  • 0.23 acres lot
  • $267/sqft

Overview

13 days on market MLS # 7156377

Welcome to your lakeside retreat on Pioneer Lake! This charming 4-bedroom, 2-bathroom home combines classic comfort with fresh, modern updates. Great location - walk to restaurants and shops! Enjoy panoramic lake views from the kitchen's breakfast bar, step out onto the generous deck overlooking the water or relax in the cozy 3-season porch just off the dining room. 4 bedrooms (2 upstairs and 2 on the main level), 1 full bathroom on the main level, and a convenient upper-level half bath. Newly refinished hardwood floors on the main floor, large living room, formal dining room, and two comfortable bedrooms with lake views. Upper level features 2 private bedrooms, equipped with walk-in closets, and a half bath. Brand new refinished hardwood floors in the bedrooms and hallway. New carpet on the stairs. Lower level has a newly updated family room, new carpet, a newer washer and dryer, ample storage space, and a walkout leading straight to the yard/patio area.

Many updates! Brand new roof installed in 2026. Freshly painted exterior in 2026, paired with fresh paint throughout the interior. Brand-new maintenance-free deck and a dock featuring a sturdy steel frame with new panels (designed to stay in year-round). New storage shed built 2024. Breakfast bar addition in the kitchen, new custom cabinets surrounding refrigerator, new tile backsplash, newer range/hood and newer flooring. A newly completed basement family room renovation featuring pine tongue and groove ceiling with recessed lighting. New carpet on the stairs and in the family room, fresh paint. New light fixtures throughout! Move-in ready and built for year-round enjoyment by the water.

Facts & features

Interior

  • Bedrooms: 4
  • Bathrooms: 2 (1 full, 1 half)
  • Finished sqft: 1,964
  • Above grade sqft: 1,684
  • Below grade sqft: 280
  • Basement: Daylight/Lookout Windows, Full, Partially Finished, Storage Space, Walkout
  • Heating: Forced Air
  • Cooling: Central Air
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

  • Parking: On-Street Parking Only
  • Lot size: 0.23 acres
  • Lot dimensions: 125x84
  • Exterior features: Stucco
  • Waterfront: Lake Front
  • View: Lake

Construction

  • Home type: House (Single Family)
  • Levels: Two
  • Year built: 1928
  • Roof: Asphalt

Utilities

  • Sewer: City Sewer/Connected
  • Water: City Water/Connected

Community & HOA

  • Subdivision: Center City

Taxes & location

  • Annual taxes: $2,800 (2026)
  • County: Chisago
  • School district: Chisago Lakes

Listing

  • Status: For sale
  • Listed: Oct 7, 2026
  • Days on market: 13
  • MLS #: 7156377

Monthly payment

—/mo

    An example, not a loan offer. Taxes and HOA dues come from the listing when known; home insurance is a rough estimate. Mortgage insurance is not included. Your rate depends on your lender and credit.

    Location

    Nearby homes

    Listing courtesy of Edina Realty, Inc.

    The data relating to real estate for sale comes in part from the Broker Reciprocity program of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

    Listing information last updated October 14, 2026.