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$775,000

  • 5 beds
  • 4 baths
  • 3,699 sqft

12601 96th Ne Street, Otsego, MN 55330

For sale Est. —/mo

  • House · Single Family
  • Built in 2013
  • 1.01 acres lot
  • $210/sqft
  • $42/mo HOA
  • 3-car garage

Overview

12 days on market MLS # 7127515

Welcome to the Desirable Mississippi Cove Neighborhood and Discover the Harmony of Country Living & Community. Beautiful, Spacious 5 Bedroom, 4 Bath Two Story Recently Updated with freshly Epoxied Floor in the Heated Garage, Professionally Painted Throughout the entire Interior, New Carpeting & New Hardwood Floors. Private Main Level Office with French Doors, Mudroom with Bench & Coat Hooks, Main Floor Laundry with plentiful Cabinets, Large Kitchen with Freshly Enameled Cabinets, Double Wall Oven & Huge Center Island. Granite Countertops & Stainless-Steel Appliances, Bright Great Room with Stone Faced Gas Fireplace. Walkout to the Private Deck overlooking an Inviting enormous backyard with a firepit and room for play. The Upper-level features 4 Bedrooms including the Large Primary Suite with a vaulted ceiling, sun filled private Luxury Bath complimented with a 6' Soaking Tub, Double Vanity, Walk-In Closet and separate shower. The Lower Level is bright with daylight windows and includes a Huge Family Room for entertaining a cozy bar with granite countertops, refrigerator & cabinets, a Custom Tiled Bathroom with a Large Walk-In shower and the spacious 5th Bedroom. Enjoy the quiet country living in this very desirable location! And there is a large shed in the backyard for toys and gardening equipment!  Perfect!

Facts & features

Interior

  • Bedrooms: 5
  • Bathrooms: 4 (2 full, 1 three-quarter, 1 half)
  • Finished sqft: 3,699
  • Above grade sqft: 2,605
  • Below grade sqft: 1,094
  • Basement: Block, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower
  • Heating: Forced Air
  • Cooling: Central Air
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Laundry: Laundry Room, Main Level, Sink
  • Fireplaces: 1 (Gas, Living Room, Stone)

Property

  • Parking: Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage spaces: 3
  • Lot size: 1.01 acres
  • Lot dimensions: 132x265x198x279
  • Lot features: Tree Coverage - Light
  • Exterior features: Stone, Engineered Wood, Shakes, Vinyl
  • Fencing: None
  • Pool: None
  • Other structures: Storage Shed

Construction

  • Home type: House (Single Family)
  • Levels: Two
  • Year built: 2013
  • Roof: Age Over 8 Years, Asphalt

Utilities

  • Sewer: Private Sewer, Septic System Compliant - Yes
  • Water: Well

Community & HOA

  • Subdivision: Davis Mississippi Cove 2nd Add
  • HOA fee: $42/mo ($500 annually)
  • HOA includes: None

Taxes & location

  • Annual taxes: $6,810 (2026)
  • County: Wright
  • School district: Elk River

Listing

  • Status: For sale
  • Listed: Sep 24, 2026
  • Days on market: 12
  • MLS #: 7127515

Monthly payment

—/mo

    An example, not a loan offer. Taxes and HOA dues come from the listing when known; home insurance is a rough estimate. Mortgage insurance is not included. Your rate depends on your lender and credit.

    Location

    Nearby homes

    Listing courtesy of Edina Realty, Inc.

    The data relating to real estate for sale comes in part from the Broker Reciprocity program of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

    Listing information last updated October 15, 2026.